During this episode Adam and Jay talk about Cyber Crimes.  The online criminals and hackers are ready to pounce on you and your cyber bank accounts like a lion on a wounded gazelle.  The discussion includes red flags, risk reduction, and talking to the elderly about cyber scams. The study and research referenced can be found here: https://msutoday.msu.edu/news/2018/how-a-personality-trait-puts-you-at-risk-for-cybercrime/